Accounts

What Account is in Your Best Interest? When you trust your money to a bank, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why First State Bank has so many accounts to choose from. From Personal Checking to Money Market to a Super Now account, you'll find the one account that has your best interest at heart.

  • Personal Checking Accounts
  • Business Checking Accounts
  • Free Checking
  • Student and Senior Free Checking
  • Now Accounts
  • Super Now Accounts
  • Regular Savings Accounts
  • Fast Start Savings Account
  • Money Market Deposit Accounts
  • Certificates of Deposit
  • IRA’s

Please contact us for more information about these accounts

Member FDIC each depositor insured to $250,000


Notice of changes in the temporary FDIC insurance coverage for transaction accounts


NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.


For more information about temporary FDIC coverage of transaction accounts, visit www.fdic.gov

To calculate your deposit insurance coverage use the FDIC's Electronic Deposit Insurance Estimator (EDIE) at www.fdic.gov/edie

For questions about FDIC coverage limits and requirements visit www.FDIC.gov/deposit/deposits or call toll free 1-877-ASK-FDIC

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